Debt mutual funds have become a preferred mode of investing amongst large investors given their relatively high returns in comparison with bank fixed deposits and preferential tax treatment.

However, the events in debt capital markets in recent times have made visible several risks in debt mutual fund investing – including drastic single-day falls in NAVs, suspension of redemption in schemes etc.

Assessing Risks in Debt Mutual Funds

Conventional mutual funds evaluation approaches focus almost entirely on past returns. That can often be downright disastrous in the context of debt mutual funds.

We have designed FundSage to address precisely this, by measuring various risks in debt mutual fund investing – credit risk, interest rate risk and liquidity risk.

Here is an eye-opening graph

on the relationship between 3-year historical returns (X-axis) and subsequent 1-year forward returns.

The “stars” of the past often turn out to be laggards in the future and vice-versa.

This goes to show how tricky it can be to look exclusively at historical returns while evaluating debt mutual funds.

Platform Capabilities

Stunning Template

Assess the credit risk, interest rate risk and liquidity risk of a specific debt mutual fund scheme in detail.

Iconic Awarded Design

Check the portfolio of a debt mutual fund scheme and then study specific companies in detail.

Featurewise Complete

Compare all funds in a category and build a portfolio of high-quality funds customized to your needs.

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